Is Florida holding surplus funds or unclaimed money that belongs to you?
If a lender foreclosed on a property, a county sold it for unpaid taxes, or an old account went dormant, there may be money waiting for you, held by a Florida clerk of court or the State of Florida. It may be called surplus funds, excess proceeds, overages, or unclaimed property. We find it, verify it, and file for it as your attorneys.
No fee unless we recover money for you. Licensed Florida attorney, Bar No. 55551.
Money can end up in Florida's system for several reasons
Each situation is governed by a different statute, with its own deadlines and rules. Tell us which one sounds like yours, or let us check all three for you.
Foreclosure Surplus Funds
When a foreclosure sale brings in more than what was owed, the difference belongs to the former owner, not the lender.
Learn about foreclosure surplus Track B 02Tax Deed Surplus Funds
When a county auctions a property for unpaid taxes, any amount above what was owed is surplus. The clerk holds it for a 120-day claim window after mailing notice.
Learn about tax deed surplus Track C 03Unclaimed Property Recovery
Dormant accounts, uncashed checks, and unclaimed surplus funds are held by the State of Florida until someone claims them.
Learn about unclaimed propertyIf a Florida property was sold, check for money left behind
Former homeowners
Your home was sold at a foreclosure auction and the sale may have brought in more than you owed.
Owners after a tax deed sale
The county sold the property for back taxes and the clerk may be holding the extra.
Families and heirs
A parent or relative owned the property. Surplus can pass to the estate and the family.
Landlords and investors
A rental or investment property was sold. The same surplus rules can apply to you.
Four steps, start to finish
Free case review
Tell us about your notice or situation. A licensed attorney reviews it; there's no cost and no obligation to move forward.
We verify the claim
We confirm the funds exist with the clerk of court or the State of Florida, and identify exactly which process applies before you sign anything.
We file and represent you
We prepare the required filings and represent you directly with the clerk of court or the State of Florida, so you don't have to appear or handle the paperwork.
Funds are disbursed
Once funds are released, your share is disbursed to you. There's nothing owed if we don't recover anything.
Plain terms, no surprises
We know this space attracts non-attorney "recovery companies" that Florida courts are actively scrutinizing for hidden fees and pressure tactics. Here's exactly how we work instead.
- We work on contingency: there is no fee unless we recover money for you.
- No upfront costs, ever.
- Your fee is set out in writing before you sign anything, and depends on which type of claim applies to you.
- You are never required to hire an attorney or any other representative to pursue these claims yourself.
Why fees differ by claim type
Full detail on How It Works.
You're never required to hire us
You are never required to hire an attorney or any other representative to pursue any of these claims. You can file directly with the clerk of court or the Florida Department of Financial Services yourself, at no cost. We explain this because we'd rather you make an informed choice than feel pressured into one.
A Florida surplus funds attorney for every county
Foreclosure surplus and tax deed surplus are held by the clerk of court in the county where the property was sold. State-held unclaimed property is held by the Florida Department of Financial Services. The rules come from Florida statutes, so we can review a claim in any of Florida's 67 counties.
Foreclosure surplus funds
If your home was sold at a Florida foreclosure auction for more than the judgment, the excess proceeds sit in the court registry until someone files a claim. Learn about foreclosure surplus.
Tax deed surplus funds
When a county sells property at a tax deed sale, the overage above the taxes owed is held by the clerk. Learn about tax deed surplus.
Unclaimed property and unclaimed money
Old bank accounts, uncashed checks, and unclaimed surplus can end up with the State of Florida. Learn about unclaimed property.
Counties we review
We can review a sale in Miami-Dade, Broward, Palm Beach, Hillsborough, Orange, Duval, Pinellas, Lee, Polk, Brevard, Volusia, Pasco, Seminole, Sarasota, Osceola, Marion, Lake, and Collier counties, and every other Florida county. Most of the work is done by mail, phone, and electronic filing, so you do not need to live near the county where the sale happened.
Adam Cohen, Esq.
Adam represents Florida property owners and claimants directly, as their attorney, not as an assignee of their claim. That distinction matters: it means you keep control of your case and your funds are never signed over to someone else.
Read Adam's full backgroundReady to find out if you have a claim?
It takes a few minutes to submit, and there's no cost to find out.